6 Key Points

1: Use the Post-9/11 and Montgomery GI Bill Together

If you're eligible for both the Post-9/11 and Montgomery GI Bill (MGIB), recent court rulings may allow you to use them consecutively. You can utilize the Post-9/11 first, then claim 12 additional months from the MGIB, maximizing your total benefit period.

2: Leverage Other Financial Aid

Complete the FAFSA annually to determine eligibility for federal financial aid. Since GI Bill benefits do not count as income, this can increase your chances of receiving additional grants or scholarships. Many state programs and Veteran Service Organizations (VSOs) also offer financial aid for veterans.

3: Enroll in the Yellow Ribbon Program

For cases when tuition and fees exceeds what the GI Bill covers, the Yellow Ribbon Program can help bridge that gap. The VA and the school split the additional costs, helping you reduce your out-of-pocket expenses.

4: Consider the Edith Nourse Rogers STEM Scholarship

If you're pursuing a degree in a STEM field, this scholarship provides an additional year of benefits (up to $30,000), which can be essential for longer programs. Allows eligible Veterans using the Post-9/11 GI Bill or dependents using the Fry Scholarship to get added benefits.

5: Start at a Community College

If you're planning on a bachelor's or master's degree, consider completing the first two years at a community college, which typically costs less. This strategy allows you to save your GI Bill benefits for the remaining years and potentially for graduate school.

6: Take a Mix of In-Person and Online Classes

Students who take at least one in-person class may receive the full housing stipend, which can be significantly higher than the stipend for online-only students. Plan your coursework to include a local class while studying online to maximize your housing allowance.